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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,660 | $114,119-4.8% | $107,187+1.4% | $138,895-21.8% |
| Participation rate | 47.4% | 78.1%-30.7pp | 75.0%-27.7pp | 79.9%-32.6pp |
| Annual return | 13.11% | 273.21%-260.1pp | 204.55%-191.4pp | 145.39%-132.3pp |
| Employer contribution / active EE | $1,672 | $4,059-58.8% | $3,782-55.8% | $4,194-60.1% |
| Participant deferral / active EE | $4,575 | $5,538-17.4% | $5,096-10.2% | $6,396-28.5% |
| Admin fee / account holder | $64,349 | $10,024+542.0% | $9,162+602.3% | $12,562+412.2% |