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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,552 | $115,810-71.0% | $101,271-66.9% | $158,966-78.9% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 20.82% | 56.15%-35.3pp | 46.48%-25.7pp | 302.95%-282.1pp |
| Employer contribution / active EE | $1,756 | $4,175-57.9% | $3,660-52.0% | $4,762-63.1% |
| Participant deferral / active EE | $4,666 | $4,958-5.9% | $4,371+6.8% | $5,983-22.0% |
| Admin fee / account holder | $36 | $7,248-99.5% | $5,948-99.4% | $11,250-99.7% |