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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,228 | $165,399+1.1% | $149,745+11.7% | $158,982+5.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.87% | 348.34%-341.5pp | 276.72%-269.8pp | 302.99%-296.1pp |
| Employer contribution / active EE | $11,166 | $5,105+118.7% | $4,646+140.4% | $4,763+134.4% |
| Participant deferral / active EE | $7,835 | $7,183+9.1% | $6,843+14.5% | $5,983+30.9% |
| Admin fee / account holder | $1,558 | $10,811-85.6% | $9,312-83.3% | $11,252-86.2% |