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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,532 | $157,270-7.5% | $141,173+3.1% | $152,870-4.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 13.58% | 64.33%-50.8pp | 71.40%-57.8pp | 345.34%-331.8pp |
| Employer contribution / active EE | $10,166 | $5,261+93.2% | $4,735+114.7% | $4,763+113.4% |
| Participant deferral / active EE | $7,728 | $7,110+8.7% | $6,710+15.2% | $5,850+32.1% |
| Admin fee / account holder | $34,611 | $12,121+185.5% | $10,262+237.3% | $11,597+198.5% |