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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,114 | $117,895-42.2% | $102,460-33.5% | $145,897-53.3% |
| Participation rate | 69.2% | 78.6%-9.4pp | 76.5%-7.3pp | 80.3%-11.1pp |
| Annual return | 10.09% | 31.92%-21.8pp | 29.47%-19.4pp | 552.29%-542.2pp |
| Employer contribution / active EE | $2,315 | $3,619-36.0% | $3,025-23.5% | $4,663-50.3% |
| Participant deferral / active EE | $3,277 | $5,736-42.9% | $5,056-35.2% | $6,689-51.0% |
| Admin fee / account holder | $58 | $13,353-99.6% | $9,460-99.4% | $13,390-99.6% |