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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,109 | $157,296+20.9% | $141,191+34.6% | $152,897+24.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.56% | 64.34%-42.8pp | 71.41%-49.9pp | 345.43%-323.9pp |
| Employer contribution / active EE | $9,010 | $5,262+71.2% | $4,736+90.2% | $4,764+89.1% |
| Participant deferral / active EE | $9,132 | $7,111+28.4% | $6,710+36.1% | $5,851+56.1% |
| Admin fee / account holder | $957 | $12,125-92.1% | $10,264-90.7% | $11,599-91.7% |