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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,912 | $138,076+10.0% | $123,553+23.0% | $135,380+12.2% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | 0.65% | 153.70%-153.0pp | 119.21%-118.6pp | 519.81%-519.2pp |
| Employer contribution / active EE | $7,969 | $5,152+54.7% | $4,628+72.2% | $4,779+66.8% |
| Participant deferral / active EE | $6,785 | $6,800-0.2% | $6,426+5.6% | $5,609+21.0% |
| Admin fee / account holder | $4,000 | $10,917-63.4% | $9,284-56.9% | $10,828-63.1% |