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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3+ years Service code 37 · EIN 23-1945930 | Loan Processing | $1,010 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,882 | $155,795-59.6% | $136,297-53.9% | $69,631-9.7% |
| Participation rate | 66.1% | 75.2%-9.1pp | 81.9%-15.8pp | 70.7%-4.5pp |
| Annual return | 40.51% | 232464.33%-232423.8pp | 5156.19%-5115.7pp | 27571.02%-27530.5pp |
| Employer contribution / active EE | $1,399 | $2,991-53.2% | $4,696-70.2% | $2,032-31.2% |
| Participant deferral / active EE | $1,885 | $5,394-65.1% | $6,247-69.8% | $3,224-41.5% |
| Admin fee / account holder | $2 | $128-98.8% | $9,244-100.0% | $110-98.6% |