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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY INSURANCE SERVICES Service code 55 | Other Commissions | $35,741 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,156 |
Service code 13 · EIN 13-3180178 | Contract Administrator | $1,725 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $754 |
MORGAN STANLEY SMITH BARNEY7 years Filed as: MORGAN STANLEY INS SERVICES INC Service code 55 · EIN 51-0116113 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,124 | $89,054+16.9% | $102,457+1.6% | $77,692+34.0% |
| Participation rate | 62.1% | 80.9%-18.9pp | 76.5%-14.4pp | 70.6%-8.5pp |
| Annual return | 15.28% | 25.02%-9.7pp | 29.41%-14.1pp | 31.25%-16.0pp |
| Employer contribution / active EE | $0 | $2,698-100.0% | $3,022-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $3,881 | $5,146-24.6% | $5,054-23.2% | $4,648-16.5% |
| Admin fee / account holder | $27 | $236-88.7% | $9,451-99.7% | $431-93.8% |