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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,282 | $96,678-39.7% | $86,640-32.7% | $139,466-58.2% |
| Participation rate | 63.6% | 74.4%-10.8pp | 71.7%-8.1pp | 80.3%-16.7pp |
| Annual return | 21.72% | 106.69%-85.0pp | 592.52%-570.8pp | 373.66%-351.9pp |
| Employer contribution / active EE | $11,325 | $3,265+246.8% | $3,024+274.5% | $4,754+138.2% |
| Participant deferral / active EE | $5,171 | $4,837+6.9% | $4,438+16.5% | $6,712-23.0% |
| Admin fee / account holder | $15,460 | $6,410+141.2% | $5,616+175.3% | $11,409+35.5% |