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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,282 | $96,643-39.7% | $86,617-32.7% | $139,456-58.2% |
| Participation rate | 63.6% | 74.4%-10.8pp | 71.7%-8.1pp | 80.3%-16.7pp |
| Annual return | 21.72% | 106.57%-84.9pp | 591.91%-570.2pp | 373.45%-351.7pp |
| Employer contribution / active EE | $11,325 | $3,264+246.9% | $3,023+274.6% | $4,753+138.3% |
| Participant deferral / active EE | $5,171 | $4,835+6.9% | $4,437+16.5% | $6,711-23.0% |
| Admin fee / account holder | $15,460 | $6,406+141.3% | $5,613+175.4% | $11,407+35.5% |