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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,008 | $92,743-52.5% | $82,744-46.8% | $134,532-67.3% |
| Participation rate | 77.8% | 75.2%+2.6pp | 72.6%+5.2pp | 81.2%-3.5pp |
| Annual return | -29.79% | 946.63%-976.4pp | 702.22%-732.0pp | 418.27%-448.1pp |
| Employer contribution / active EE | $19,054 | $3,273+482.2% | $3,008+533.4% | $4,741+301.9% |
| Participant deferral / active EE | $1,522 | $4,802-68.3% | $4,395-65.4% | $6,401-76.2% |
| Admin fee / account holder | $16,783 | $5,977+180.8% | $5,325+215.2% | $11,429+46.9% |