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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,786 | $106,267-40.0% | $96,520-33.9% | $139,456-54.3% |
| Participation rate | 55.6% | 77.8%-22.3pp | 74.3%-18.8pp | 80.3%-24.8pp |
| Annual return | 14.81% | 38.45%-23.6pp | 35.72%-20.9pp | 373.45%-358.6pp |
| Employer contribution / active EE | $1,770 | $4,105-56.9% | $3,739-52.7% | $4,753-62.8% |
| Participant deferral / active EE | $4,163 | $5,454-23.7% | $4,879-14.7% | $6,711-38.0% |
| Admin fee / account holder | $0 | $7,882-100.0% | $6,733-100.0% | $11,407-100.0% |