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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,985 | $107,363-74.9% | $92,909-71.0% | $152,897-82.4% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.0%-16.0pp | 82.5%-22.5pp |
| Annual return | 20.01% | 145.63%-125.6pp | 109.44%-89.4pp | 345.43%-325.4pp |
| Employer contribution / active EE | $1,809 | $4,222-57.2% | $3,653-50.5% | $4,764-62.0% |
| Participant deferral / active EE | $1,809 | $4,848-62.7% | $4,238-57.3% | $5,851-69.1% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |