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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,755 | $160,070-73.9% | $147,117-71.6% | $145,897-71.4% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 15.39% | 98.69%-83.3pp | 420.54%-405.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $3,769 | $5,285-28.7% | $4,932-23.6% | $4,663-19.2% |
| Participant deferral / active EE | $7,583 | $8,419-9.9% | $8,065-6.0% | $6,689+13.4% |
| Admin fee / account holder | $2,348 | $15,035-84.4% | $12,993-81.9% | $13,390-82.5% |