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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,755 | $160,040-73.9% | $147,096-71.6% | $145,877-71.4% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 15.39% | 98.49%-83.1pp | 419.75%-404.4pp | 551.28%-535.9pp |
| Employer contribution / active EE | $3,769 | $5,289-28.7% | $4,936-23.6% | $4,663-19.2% |
| Participant deferral / active EE | $7,583 | $8,429-10.0% | $8,071-6.0% | $6,691+13.3% |
| Admin fee / account holder | $2,348 | $15,050-84.4% | $13,005-81.9% | $13,402-82.5% |