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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,865 | $148,629+8.9% | $135,982+19.0% | $139,487+16.0% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 22.89% | 79.33%-56.4pp | 68.32%-45.4pp | 373.84%-351.0pp |
| Employer contribution / active EE | $9,875 | $5,247+88.2% | $4,859+103.2% | $4,755+107.7% |
| Participant deferral / active EE | $16,722 | $8,102+106.4% | $7,760+115.5% | $6,713+149.1% |
| Admin fee / account holder | $2,799 | $12,406-77.4% | $10,767-74.0% | $11,407-75.5% |