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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,567 | $165,399-54.3% | $149,745-49.5% | $158,982-52.5% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 27.47% | 348.34%-320.9pp | 276.72%-249.3pp | 302.99%-275.5pp |
| Employer contribution / active EE | $7,600 | $5,105+48.9% | $4,646+63.6% | $4,763+59.6% |
| Participant deferral / active EE | $7,084 | $7,183-1.4% | $6,843+3.5% | $5,983+18.4% |
| Admin fee / account holder | $412 | $10,811-96.2% | $9,312-95.6% | $11,252-96.3% |