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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,664 | $157,304-61.4% | $141,197-57.0% | $152,909-60.3% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 33.09% | 64.34%-31.3pp | 71.41%-38.3pp | 345.46%-312.4pp |
| Employer contribution / active EE | $7,167 | $5,263+36.2% | $4,736+51.3% | $4,764+50.4% |
| Participant deferral / active EE | $11,199 | $7,111+57.5% | $6,710+66.9% | $5,851+91.4% |
| Admin fee / account holder | $405 | $12,126-96.7% | $10,265-96.1% | $11,601-96.5% |