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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,190 | $111,787-70.3% | $93,681-64.6% | $145,978-77.3% |
| Participation rate | 70.6% | 74.2%-3.6pp | 68.7%+1.9pp | 80.3%-9.7pp |
| Annual return | 16.76% | 203.52%-186.8pp | 133.47%-116.7pp | 550.52%-533.8pp |
| Employer contribution / active EE | $1,607 | $3,093-48.1% | $2,422-33.7% | $4,662-65.5% |
| Participant deferral / active EE | $4,645 | $4,918-5.5% | $4,415+5.2% | $6,690-30.6% |
| Admin fee / account holder | $1,604 | $10,256-84.4% | $8,290-80.6% | $13,400-88.0% |