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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,155 | $95,915-82.1% | $79,580-78.4% | $134,532-87.2% |
| Participation rate | 75.0% | 75.0%0pp | 69.5%+5.5pp | 81.2%-6.2pp |
| Annual return | 52.62% | -2.71%+55.3pp | 0.15%+52.5pp | 418.27%-365.6pp |
| Employer contribution / active EE | $1,506 | $3,129-51.9% | $2,413-37.6% | $4,741-68.2% |
| Participant deferral / active EE | $3,706 | $4,693-21.0% | $3,985-7.0% | $6,401-42.1% |
| Admin fee / account holder | $4,659 | $9,132-49.0% | $6,835-31.8% | $11,429-59.2% |