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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,926 | $185,856+8.6% | $170,028+18.8% | $139,456+44.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.50% | 60.52%-44.0pp | 53.39%-36.9pp | 373.45%-356.9pp |
| Employer contribution / active EE | $3,179 | $7,593-58.1% | $6,788-53.2% | $4,753-33.1% |
| Participant deferral / active EE | $10,275 | $11,623-11.6% | $10,409-1.3% | $6,711+53.1% |
| Admin fee / account holder | $354 | $15,387-97.7% | $12,820-97.2% | $11,407-96.9% |