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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,073 | $183,988-67.3% | $162,177-63.0% | $152,897-60.7% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.6%-4.2pp | 82.5%+0.9pp |
| Annual return | 308.97% | 150.79%+158.2pp | 115.60%+193.4pp | 345.43%-36.5pp |
| Employer contribution / active EE | $1,760 | $6,370-72.4% | $5,613-68.6% | $4,764-63.0% |
| Participant deferral / active EE | $4,288 | $8,032-46.6% | $7,297-41.2% | $5,851-26.7% |
| Admin fee / account holder | $18,858 | $13,123+43.7% | $10,843+73.9% | $11,599+62.6% |