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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,986 | $93,598+16.4% | $135,974-19.8% | $75,173+45.0% |
| Participation rate | 87.9% | 75.2%+12.7pp | 81.9%+6.0pp | 67.2%+20.7pp |
| Annual return | 35.25% | 30.89%+4.4pp | 68.30%-33.0pp | 160.72%-125.5pp |
| Employer contribution / active EE | $88 | $3,538-97.5% | $4,859-98.2% | $2,671-96.7% |
| Participant deferral / active EE | $12,380 | $6,405+93.3% | $7,760+59.5% | $4,126+200.0% |
| Admin fee / account holder | $20,243 | $6,978+190.1% | $10,767+88.0% | $5,651+258.3% |