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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,286 | $82,678+8.0% | $125,391-28.8% | $68,490+30.4% |
| Participation rate | 71.8% | 75.1%-3.3pp | 82.4%-10.6pp | 67.9%+3.9pp |
| Annual return | -13.45% | -5.97%-7.5pp | 572.41%-585.9pp | -7.85%-5.6pp |
| Employer contribution / active EE | $192 | $3,382-94.3% | $4,816-96.0% | $2,597-92.6% |
| Participant deferral / active EE | $9,810 | $6,111+60.5% | $7,448+31.7% | $4,028+143.6% |
| Admin fee / account holder | $65,694 | $6,277+946.5% | $10,009+556.4% | $5,403+1115.9% |