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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,771 | $105,200+49.0% | $159,474-1.7% | $85,847+82.6% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.8%+11.3pp | 69.3%+24.8pp |
| Annual return | 0.00% | 45.08%-45.1pp | 263.68%-263.7pp | 318.61%-318.6pp |
| Employer contribution / active EE | $588 | $3,319-82.3% | $4,831-87.8% | $2,565-77.1% |
| Participant deferral / active EE | $9,859 | $5,946+65.8% | $7,353+34.1% | $3,952+149.5% |
| Admin fee / account holder | $3,192 | $6,934-54.0% | $10,802-70.5% | $6,261-49.0% |