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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,981 | $73,955-31.1% | $96,520-47.2% | $75,181-32.2% |
| Participation rate | 68.3% | 66.4%+1.9pp | 74.3%-6.1pp | 67.2%+1.1pp |
| Annual return | 17.92% | 26.72%-8.8pp | 35.72%-17.8pp | 160.69%-142.8pp |
| Employer contribution / active EE | $1,712 | $2,930-41.6% | $3,739-54.2% | $2,671-35.9% |
| Participant deferral / active EE | $3,660 | $3,6590% | $4,879-25.0% | $4,126-11.3% |
| Admin fee / account holder | $798 | $5,217-84.7% | $6,733-88.1% | $5,650-85.9% |