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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,833 | $57,352-63.7% | $83,830-75.1% | $64,173-67.5% |
| Participation rate | 65.7% | 68.6%-2.9pp | 76.1%-10.4pp | 69.6%-3.9pp |
| Annual return | 0.20% | 11.38%-11.2pp | 850.97%-850.8pp | 7.63%-7.4pp |
| Employer contribution / active EE | $455 | $2,546-82.1% | $3,631-87.5% | $2,381-80.9% |
| Participant deferral / active EE | $2,506 | $2,993-16.3% | $4,082-38.6% | $3,470-27.8% |
| Admin fee / account holder | $79 | $4,046-98.1% | $5,479-98.6% | $4,887-98.4% |