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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,048 | $175,257-49.8% | $149,717-41.2% | $139,456-36.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 16.64% | 166.70%-150.1pp | 134.41%-117.8pp | 373.45%-356.8pp |
| Employer contribution / active EE | $1,577 | $5,477-71.2% | $4,820-67.3% | $4,753-66.8% |
| Participant deferral / active EE | $5,125 | $6,521-21.4% | $5,682-9.8% | $6,711-23.6% |
| Admin fee / account holder | $605 | $16,156-96.3% | $13,213-95.4% | $11,407-94.7% |