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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,692 | $81,664-33.0% | $70,476-22.4% | $158,966-65.6% |
| Participation rate | 73.3% | 77.7%-4.4pp | 75.1%-1.7pp | 82.0%-8.6pp |
| Annual return | 5.06% | 208.59%-203.5pp | 109.12%-104.1pp | 302.95%-297.9pp |
| Employer contribution / active EE | $1,604 | $3,219-50.2% | $2,738-41.4% | $4,762-66.3% |
| Participant deferral / active EE | $4,186 | $4,556-8.1% | $3,710+12.8% | $5,983-30.0% |
| Admin fee / account holder | $1,192 | $6,197-80.8% | $3,847-69.0% | $11,250-89.4% |