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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,719 | $81,870-45.4% | $119,622-62.6% | $68,486-34.7% |
| Participation rate | 46.7% | 71.9%-25.2pp | 79.3%-32.6pp | 67.9%-21.2pp |
| Annual return | -15.66% | -23.82%+8.2pp | -14.98%-0.7pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,372 | $2,692-49.0% | $4,232-67.6% | $2,597-47.2% |
| Participant deferral / active EE | $3,331 | $4,148-19.7% | $5,601-40.5% | $4,028-17.3% |
| Admin fee / account holder | $1,612 | $6,583-75.5% | $10,328-84.4% | $5,404-70.2% |