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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,371 | $78,707-76.7% | $117,861-84.4% | $70,126-73.8% |
| Participation rate | 74.0% | 73.2%+0.8pp | 79.7%-5.7pp | 69.5%+4.5pp |
| Annual return | 42.73% | 23.30%+19.4pp | 335.11%-292.4pp | 73.15%-30.4pp |
| Employer contribution / active EE | $1,070 | $2,223-51.9% | $3,786-71.7% | $2,343-54.3% |
| Participant deferral / active EE | $2,241 | $3,297-32.0% | $4,482-50.0% | $3,332-32.7% |
| Admin fee / account holder | $774 | $5,066-84.7% | $8,021-90.4% | $4,645-83.3% |