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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,225 | $95,188+214.4% | $76,518+291.0% | $135,379+121.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -2.32% | 4.85%-7.2pp | -0.27%-2.0pp | 519.79%-522.1pp |
| Employer contribution / active EE | $25,660 | $3,303+676.9% | $2,647+869.3% | $4,779+436.9% |
| Participant deferral / active EE | $11,189 | $4,640+141.2% | $3,836+191.7% | $5,609+99.5% |
| Admin fee / account holder | $3,055 | $6,249-51.1% | $4,849-37.0% | $10,828-71.8% |