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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,073 | $93,064+178.4% | $74,577+247.4% | $273,972-5.4% |
| Participation rate | 83.3% | 74.9%+8.4pp | 68.1%+15.2pp | 83.0%+0.3pp |
| Annual return | 9.51% | 26.18%-16.7pp | 20.47%-11.0pp | 41.46%-31.9pp |
| Employer contribution / active EE | $416 | $3,160-86.8% | $2,525-83.5% | $4,869-91.5% |
| Participant deferral / active EE | $7,715 | $4,160+85.4% | $3,458+123.1% | $5,287+45.9% |
| Admin fee / account holder | $3,716 | $5,273-29.5% | $4,138-10.2% | $10,133-63.3% |