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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,974 | $167,415+24.8% | $140,514+48.7% | $198,609+5.2% |
| Participation rate | 66.7% | 80.9%-14.2pp | 77.8%-11.1pp | 82.4%-15.7pp |
| Annual return | 14.75% | 13.85%+0.9pp | 14.36%+0.4pp | 202.70%-187.9pp |
| Employer contribution / active EE | $1,756 | $4,088-57.1% | $3,378-48.0% | $5,055-65.3% |
| Participant deferral / active EE | $7,293 | $5,579+30.7% | $4,919+48.3% | $6,977+4.5% |
| Admin fee / account holder | $8,585 | $16,730-48.7% | $13,697-37.3% | $19,030-54.9% |