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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,302 | $202,440-68.7% | $169,390-62.6% | $139,466-54.6% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 17.64% | 532.36%-514.7pp | 406.07%-388.4pp | 373.66%-356.0pp |
| Employer contribution / active EE | $5,973 | $4,693+27.3% | $4,013+48.9% | $4,754+25.6% |
| Participant deferral / active EE | $2,935 | $6,940-57.7% | $6,222-52.8% | $6,712-56.3% |
| Admin fee / account holder | $772 | $10,722-92.8% | $9,015-91.4% | $11,409-93.2% |