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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,550 | $78,015+43.0% | $178,505-37.5% | $80,959+37.8% |
| Participation rate | 80.0% | 65.7%+14.3pp | 77.1%+2.9pp | 67.7%+12.3pp |
| Annual return | 16.08% | 18.10%-2.0pp | 27.16%-11.1pp | 35.67%-19.6pp |
| Employer contribution / active EE | $6,935 | $2,281+204.0% | $3,955+75.4% | $2,757+151.5% |
| Participant deferral / active EE | $3,761 | $4,406-14.6% | $6,280-40.1% | $4,300-12.5% |
| Admin fee / account holder | $6,894 | $7,160-3.7% | $10,428-33.9% | $6,925-0.4% |