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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,352 | $79,449+40.2% | $189,575-41.3% | $85,847+29.7% |
| Participation rate | 71.4% | 66.0%+5.4pp | 78.4%-7.0pp | 69.3%+2.1pp |
| Annual return | 20.30% | 18.45%+1.9pp | 64.19%-43.9pp | 318.61%-298.3pp |
| Employer contribution / active EE | $6,369 | $2,081+206.0% | $4,412+44.3% | $2,565+148.3% |
| Participant deferral / active EE | $3,590 | $4,051-11.4% | $6,174-41.8% | $3,952-9.2% |
| Admin fee / account holder | $9,036 | $5,377+68.0% | $9,806-7.9% | $6,261+44.3% |