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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,089 | $62,686+0.6% | $178,540-64.7% | $77,736-18.8% |
| Participation rate | 51.2% | 66.9%-15.7pp | 77.1%-25.9pp | 70.6%-19.4pp |
| Annual return | 15.54% | 16.16%-0.6pp | 27.15%-11.6pp | 31.26%-15.7pp |
| Employer contribution / active EE | $1,643 | $1,914-14.1% | $3,953-58.4% | $2,728-39.8% |
| Participant deferral / active EE | $3,657 | $4,224-13.4% | $6,281-41.8% | $4,651-21.4% |
| Admin fee / account holder | $74 | $386-80.8% | $10,424-99.3% | $433-82.9% |