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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,162 | $227,291+3.9% | $214,702+10.0% | $155,188+52.2% |
| Participation rate | 75.0% | 88.0%-13.0pp | 87.5%-12.5pp | 80.8%-5.8pp |
| Annual return | 12.39% | 60.08%-47.7pp | 54.55%-42.2pp | 148.84%-136.4pp |
| Employer contribution / active EE | $12,834 | $6,772+89.5% | $6,461+98.6% | $4,248+202.1% |
| Participant deferral / active EE | $11,354 | $9,582+18.5% | $9,147+24.1% | $6,531+73.8% |
| Admin fee / account holder | $1,192 | $20,413-94.2% | $19,830-94.0% | $14,480-91.8% |