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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,187 | $185,905-0.4% | $170,057+8.9% | $139,487+32.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 19.24% | 60.56%-41.3pp | 53.42%-34.2pp | 373.84%-354.6pp |
| Employer contribution / active EE | $23,897 | $7,597+214.6% | $6,790+251.9% | $4,755+402.6% |
| Participant deferral / active EE | $27,328 | $11,627+135.0% | $10,411+162.5% | $6,713+307.1% |
| Admin fee / account holder | $1,009 | $15,397-93.4% | $12,826-92.1% | $11,407-91.2% |