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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,450 | $209,874-51.2% | $189,537-45.9% | $167,536-38.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 25.71% | 748.61%-722.9pp | 555.34%-529.6pp | 478.82%-453.1pp |
| Employer contribution / active EE | $15,194 | $6,913+119.8% | $6,161+146.6% | $4,839+214.0% |
| Participant deferral / active EE | $17,966 | $8,934+101.1% | $8,220+118.6% | $6,342+183.3% |
| Admin fee / account holder | $589 | $14,299-95.9% | $12,048-95.1% | $12,315-95.2% |