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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,292 | $183,516-89.5% | $155,534-87.6% | $145,884-86.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.80% | 61.43%-47.6pp | 64.92%-51.1pp | 551.85%-538.1pp |
| Employer contribution / active EE | $95 | $5,315-98.2% | $4,675-98.0% | $4,662-98.0% |
| Participant deferral / active EE | $1,927 | $6,467-70.2% | $5,630-65.8% | $6,690-71.2% |
| Admin fee / account holder | $9,428 | $19,293-51.1% | $15,900-40.7% | $13,392-29.6% |