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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,210 | $111,787-82.8% | $93,681-79.5% | $145,978-86.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 15.07% | 203.52%-188.4pp | 133.47%-118.4pp | 550.52%-535.4pp |
| Employer contribution / active EE | $742 | $3,093-76.0% | $2,422-69.4% | $4,662-84.1% |
| Participant deferral / active EE | $2,297 | $4,918-53.3% | $4,415-48.0% | $6,690-65.7% |
| Admin fee / account holder | $70 | $10,256-99.3% | $8,290-99.2% | $13,400-99.5% |