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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,377 | $102,393-33.2% | $147,041-53.5% | $80,911-15.5% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.6%+21.2pp |
| Annual return | 14.08% | 134.95%-120.9pp | 419.21%-405.1pp | 35.63%-21.5pp |
| Employer contribution / active EE | $5,656 | $3,715+52.2% | $4,935+14.6% | $2,756+105.3% |
| Participant deferral / active EE | $5,318 | $6,647-20.0% | $8,071-34.1% | $4,297+23.8% |
| Admin fee / account holder | $5,084 | $7,943-36.0% | $13,006-60.9% | $6,935-26.7% |