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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,217 | $98,766-52.2% | $149,730-68.5% | $79,852-40.9% |
| Participation rate | 94.4% | 75.8%+18.7pp | 82.5%+12.0pp | 69.6%+24.8pp |
| Annual return | 19.71% | 27.43%-7.7pp | 276.70%-257.0pp | 31.72%-12.0pp |
| Employer contribution / active EE | $4,455 | $3,217+38.5% | $4,645-4.1% | $2,471+80.3% |
| Participant deferral / active EE | $5,243 | $5,681-7.7% | $6,843-23.4% | $3,740+40.2% |
| Admin fee / account holder | $1,293 | $6,052-78.6% | $9,310-86.1% | $5,306-75.6% |