Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 01111 | Indirect Investment Fees | $37,542 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 921213091 | Advisory (Plan) | $18,080 |
AMERICAN FUNDS2 years Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
Service code 14 · EIN 84-3317739 ONE BAUSCH AND LOMB PLACE · ROCHESTER, NY 14604 | Plan Administrator | $0 |
BLACKROCK2 years Service code 52 · EIN 51-0318674 | Indirect Investment Fees | $0 |
DIMENSIONAL FUND ADVISORS2 years Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
Filed as: ENHANCED RETIREMENT SOLUTIONS, LLC Service code 13 · EIN 27-1878708 280 KENNETH DRIVE, SUITE 110 · ROCHESTER, NY 14623 | Contract Administrator | $0 |
INVESCO2 years Service code 52 · EIN 76-0343427 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: JP MORGAN Service code 52 · EIN 26-3613641 | Indirect Investment Fees | $0 |
MFS INVESTMENT MANAGEMENT2 years Service code 52 · EIN 04-3158862 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,649 | $54,573+45.9% | $90,970-12.4% | $73,497+8.4% |
| Participation rate | 75.0% | 61.2%+13.8pp | 69.0%+6.0pp | 70.7%+4.3pp |
| Annual return | 15.63% | 16.69%-1.1pp | 134.60%-119.0pp | 28.51%-12.9pp |
| Employer contribution / active EE | $500 | $991-49.6% | $2,122-76.4% | $2,270-78.0% |
| Participant deferral / active EE | $3,027 | $2,517+20.3% | $3,373-10.3% | $3,740-19.1% |
| Admin fee / account holder | $611 | $521+17.2% | $5,961-89.7% | $513+19.1% |