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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,009 | $100,073+22.9% | $85,126+44.5% | $145,877-15.7% |
| Participation rate | 73.9% | 74.1%-0.2pp | 67.5%+6.4pp | 80.3%-6.4pp |
| Annual return | 12.54% | 84.11%-71.6pp | 66.63%-54.1pp | 551.28%-538.7pp |
| Employer contribution / active EE | $2,566 | $3,236-20.7% | $2,731-6.0% | $4,663-45.0% |
| Participant deferral / active EE | $4,254 | $5,294-19.6% | $4,523-6.0% | $6,691-36.4% |
| Admin fee / account holder | $2,374 | $7,261-67.3% | $6,160-61.5% | $13,402-82.3% |