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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,869 | $57,305+330.8% | $86,640+184.9% | $75,173+228.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 12.10% | 2674.24%-2662.1pp | 592.52%-580.4pp | 160.72%-148.6pp |
| Employer contribution / active EE | $10,057 | $2,316+334.2% | $3,024+232.6% | $2,671+276.6% |
| Participant deferral / active EE | $12,006 | $3,320+261.7% | $4,438+170.5% | $4,126+191.0% |
| Admin fee / account holder | $84,226 | $4,116+1946.4% | $5,616+1399.8% | $5,651+1390.6% |