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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,200 | $65,423+406.2% | $98,477+236.3% | $85,856+285.8% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 10.90% | 21.76%-10.9pp | 1493.59%-1482.7pp | 318.58%-307.7pp |
| Employer contribution / active EE | $9,402 | $2,168+333.6% | $2,961+217.6% | $2,565+266.5% |
| Participant deferral / active EE | $11,074 | $3,167+249.7% | $4,276+159.0% | $3,952+180.2% |
| Admin fee / account holder | $3,138 | $4,594-31.7% | $5,951-47.3% | $6,261-49.9% |