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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,833 | $60,139+401.9% | $90,461+233.7% | $79,856+278.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 8.49% | 71.96%-63.5pp | 1294.76%-1286.3pp | 31.71%-23.2pp |
| Employer contribution / active EE | $9,276 | $2,069+348.4% | $3,264+184.2% | $2,471+275.4% |
| Participant deferral / active EE | $11,286 | $2,939+284.0% | $3,964+184.7% | $3,741+201.7% |
| Admin fee / account holder | $13,553 | $3,978+240.7% | $5,617+141.3% | $5,306+155.4% |