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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,691 | $99,011+53.2% | $86,582+75.2% | $147,586+2.8% |
| Participation rate | 14.3% | 76.3%-62.1pp | 73.5%-59.3pp | 82.8%-68.5pp |
| Annual return | 19.69% | 1312.75%-1293.1pp | 965.08%-945.4pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,469 | $3,132-53.1% | $2,839-48.3% | $4,876-69.9% |
| Participant deferral / active EE | $2,570 | $3,972-35.3% | $3,609-28.8% | $5,439-52.7% |
| Admin fee / account holder | $684 | $5,709-88.0% | $4,904-86.1% | $10,886-93.7% |